If you or your loved one have been injured in a car accident in South Carolina, call Luke today at (843) 379-3285 for a free consultation. We will fight for your justice!
If you have been injured in a collision and are wondering about the average settlement for a car accident in South Carolina, you are not alone. Collisions can get expensive very quickly; and, if you have a claim, seeking a settlement (or, if necessary, a verdict in court) could be critical for protecting your financial stability as well as your physical and emotional wellbeing.
Unfortunately, while we would love to tell you about the average car crash settlement in South Carolina, we can’t—nor can anyone else. The insurance companies keep this information confidential.
But, that’s okay, because the reality is that the average payout from a car accident is irrelevant to your claim. If you have a claim, the amount you are entitled to recover is unique to you. So, no matter how much the insurance companies pay on average (when they agree to pay), it is your present and future losses that will determine how much you are entitled to recover.
5 Key Factors for Determining the Value of Your Car Accident Settlement (if Your Claim is Successful)

While determining how much financial compensation you should seek after a car accident is a complicated and time-intensive process, there are some overarching considerations involved. Although these factors won’t tell you the average settlement for a car accident, they will tell you whether a settlement offer is reasonable given the particular circumstances of your case.
Five key factors for determining how much you should seek after a car accident are:
Factor #1: The Costs of Treating Your Accident-Related Injuries
The costs of treating your accident-related injuries will be an important component of your claim for compensation. This includes both the costs you have incurred already and the costs you will incur for treatment in the future. As we all know, healthcare can be incredibly expensive, so it is important to try to make sure you are seeking full coverage for your long-term medical needs.
Factor #2: Your Income and Time Missed from Work
If you have missed (or will miss) time from work as a result of your car accident, you are entitled to compensation for your lost income—assuming someone else was to blame. Determining how much you are entitled to receive for your lost earnings requires consideration of your current income, your age and career status, and how much time you have missed (or will miss) from the job.
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Get Help NowFactor #3: The Severity of Your Pain and Suffering (and Other Non-Financial Losses)
In addition to financial losses, South Carolina law entitles car accident victims to seek just compensation for various non-financial losses as well. These additional losses can significantly increase the average settlement for car accident back and neck injury claims, as well as claims involving other types of serious injuries.
“Pain and suffering” is one category of non-financial loss. But, there are many other categories as well. Depending on your individual circumstances, your lawyer may be able to help you file a claim for emotional distress, post-traumatic stress, loss of consortium, loss of companionship, loss of enjoyment of life, and various other types of emotional or psychological loss.
Factor #4: Whether You Were Partially at Fault in the Accident
Another key factor in determining your potential settlement is whether you may have been partially at fault in the accident. Under South Carolina law, if you are partially at fault in a car accident, this can reduce the amount you are entitled to recover (unless you were 51% or more at fault, in which case you may not be entitled to any financial compensation). Your lawyer can help you understand whether partial fault may be an issue in your case—you should not let the insurance companies convince you that you were partially to blame.
Factor #5: The Claim (or Claims) You Are Eligible to File
Finally, the claim (or claims) you are eligible to file can also play a role in determining how much compensation is available to you. For example, under South Carolina law, drivers are only required to carry bodily injury liability (BIL) insurance of $25,000 per person. If the costs of your injuries exceed the at-fault driver’s insurance coverage, you may need to work with your lawyer to determine if you have other claims you can file.
Are You Entitled to a Car Crash Settlement in South Carolina? Find Out for Free
If you need to know more about how much you may be entitled to recover after a car accident in South Carolina, we invite you to get in touch. Call 843-379-3285 or contact us online for a free consultation today.